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Legal Liability Cover

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A) If a personal injury is caused to an Employee by accident arising out of and in the course of employment THEN

AN EMPLOYER is liable to pay compensation under provisions of
1: THE INDIAN WORKMEN COMPENSATION ACT 1923
2: THE INDIAN FATAL ACIDENTS ACT 1855 and
3: COMMON LAW
Moreover, same Legal Liability also arises when the person is working for you through a contractor or Sub-Contractor, whether such an agreement/contract is signed or not.
 
 
B) Similarly, Legal Liability also arises in case of Doctors, Architects & other professionals when their client or customer suffers a loss-physical or monetary. Professional Indemnity cover is the solution to this.
 
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