In first meeting we seek for all the financial details (FACT-FINDING) of the prospect including his present income, expenditure, Loan liabilities, existing investments, his dreams etc. & most important his risk-appetite. Then a comprehensive portfolio is designed which consists of different investment products such as Fixed Deposits, Mutual Funds, Tax – Saving Bonds, NPS, NSC, Life Insurance Plans, Mediclaim, Vehicle Insurance, Accident Cover etc. Needless to state, for self-employed clientele Business Insurance is the prime concern.
This portfolio is then monitored by Review Meetings held at reasonable intervals. In case of Businessman, focus is on Liability Hedging & wealth creation.